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6 reasons to buy auto insurance

6 reasons to buy auto insurance

If you are buying a new car, do not forget to opt for auto insurance too. You cannot drive a car on the road in most states if you do not have insurance. However, that is not the only reason why you must purchase insurance for your car. This insurance policy comes with a plethora of benefits that protect you financially, which are listed below.

It is mandatory

It may not sound like a benefit, but you must understand that an insurance policy is necessary to own a car. Every state in the country requires you to buy at least certain minimum coverage for your car if you want to drive it on the streets. The minimum coverage may vary from state to state, however, it is always a good idea to purchase a comprehensive plan that will cover most damage and injury-related expenses. This will protect you from legal hassles in the future.

Financial protection

A car accident does not only cause damages to your car, but it can also end up injuring a third party. This leads to a lot of liabilities such as medical expenses, legal fees, and pay-up for the third person’s loss of income due to the injury. A car insurance policy offers liability coverage that takes care of these expenses on your behalf. Without it, you will end up paying a lot more than just for the car damages.

Getting a loan

Buying your dream car can put a dent in your savings. This is why a lot of people opt for a car loan to finance the purchase. However, there are a lot of lenders who will approve the loan only if you purchase auto insurance for the car. Some car insurance policies offer coverage for car loan repayment if your car is stolen or is damaged beyond repair.

Saves the repairing cost

A liability cover from the car insurance provider can protect you financially when you damage a third person’s property, but what about your own car? Your car can be damaged due to an accident or a natural calamity like a storm. This will result in a lot of expenses out of your own pocket if you do not have the right coverage. A comprehensive car insurance policy takes care of these expenses. The cost of repairing or replacement of car parts is covered.

It protects the passenger too

If you are ever in an accident while riding with a passenger, it can lead to a lot of medical expenses for them. The right auto insurance policy comes with medical expenses coverage. This cover pays for the surgery and medical bills that the passenger otherwise has to pay from their pocket.

Coverage for your medical bills

The accident that causes injuries to a passenger will probably result in your injuries too. Car insurance with medical coverage will be helpful in that case. The insurance policy will take care of the medical bills on your behalf.

The one thing you must be careful about is purchasing the right auto insurance with comprehensive coverages. You must make sure that the coverages justify the price of the policy.

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5 great benefits of buying an extended vehicle warranty

Modern cars come with all the luxuries and advancements one can expect. They also offer longevity, which is a blessing, as you surely want to drive your car for as many years as possible. However, the one thing that you must keep in mind is that the tenure of your car warranty is generally three years. You will need to buy an extended vehicle warranty after that, which can offer many benefits as listed below. They can be personalizedIn general, the car warranty covers the repairing of your car for a certain amount of time and mileage. However, when you are purchasing an extended warranty, it can be tailor-made as per your needs. This way, you can include coverages that your car previously did not have, such as roadside assistance or an extended bumper-to-bumper coverage. Buying a comprehensive warranty will ensure that you do not have to worry about your car in any scenario. Another great thing about the extended warranty is that you can actually decide its tenure. Hence, you can drive your car stress-free for a long time. Costly repairs are coveredThe extended vehicle warranty will help you save money in the long run, as it covers expensive repairs too. Modern cars are technologically advanced. While they make your life easier on the road, these cars are more prone to malfunctioning. What can be more worrying is the fact that some of the car technologies can be rather expensive to repair. That is where the extended warranty will be your savior. It will cover the expenses whenever your car needs fixing. Greater value for your carWhen you drive your car on the road for many years, it will surely suffer some damages. Apart from natural aging of its machinery, it will also have scratches, bumps, and breakdowns. After the factory warranty for your car is over, it becomes very expensive to maintain the condition of your car. However, if you buy an extended warranty for the car, then it will remain protected for a longer time. As the maintenance of your car will become more affordable with the warranty, you will be able to maintain the condition of your car for a long period of time. This will effectively improve the resale value of your car. Hence, if you ever decide to sell it, you will get a good price. You will save moreWith an extended vehicle warranty, regular maintenance of your car will not cost you anything. This will effectively lower the chances of any major breakdown of the vehicle. Even if the car is seriously damaged due to any accident, you can repair it for no cost. This will allow you to save more in the long run. The cost depends on youThe cost of the extended warranty depends on the coverages you choose. The base price is decided as per the car you have and its overall condition, but you can add only the covers you require to control the cost. Before buying extended vehicle warranty, take some time to research and compare different providers to find the best one you can afford.

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6 electric cars to choose from in 2020

Electric cars have been around for a while now, but it is only till recently that they have started to become almost as popular as fuel car models. The reason is quite simple; modern electric cars offer the same facilities and comfort as traditional automobiles. However, electric cars come with better-advanced charging technology. Below is a list of the best electric cars available in 2020. Nissan LeafThe first generation of the Leaf was a fine electric model, but it had its faults too, which made it hard for the car to compete in the market. For the second generation model, Nissan has made the required adjustments to earn its place among the elites. This new model is faster, more attractive, has more advanced driving assistance, is more affordable, and provides a longer driving time with one charge. Improvements have been made to the interiors too, including better comfort and technology. Tesla Model XYou cannot find the best electric cars without considering Tesla. This model comes with twin electric motors, 100kWh battery, seven seats, more loading space, and more affordable pricing. This model can also run for 300 miles on a single charge and offers up to 553 bhp, thanks to its Ludicrous-enabled performance technology. Hyundai IoniqThe best part about the Hyundai Ioniq is that it comes with three powertrains choices, and you can choose the one that suits your needs. The car is powered by a 28kWh lithium-ion polymer battery, which is located underneath the backseats. After one charge, the car can run for 174 miles, as claimed by the makers. The car also comes with a Sport mode, which can push the maximum speed up to 103 mph. Tesla Model 3This is another model from Tesla that easily belongs to the list of the best electric cars, and for multiple reasons. If an electric car has ever come close to replace traditional ones, then it is this one. The dual-motor version of this model can run for 310 miles between each charging, and the 155 mph top speed is surely impressive. Hyundai KonaIf you are looking for a long-range electric car, then this one may just be the one for you. The 64kWh battery offers a 300+ mile range after one charge and guarantees a 204 bhp to make it quite a competitive model. The interiors of the car are equally impressive, with a head-up display, 8-inch LCD navigation, 7-inch ‘supervision cluster’, Apple CarPlay, Android Auto, Krell audio system, leather front seats, and LED headlamps. Audi e-tronIf you are looking for the best electric cars and are fond of SUVs, then this can be a good choice for you. The 95kwh battery pack can offer up to 248 miles after one charge. The 402 bhp surely is another aspect of this model that should get you excited. The interiors have an innovative look that you may find rather futuristic. With all these available choices among the best electric cars of 2020, you have the opportunity to easily find a model that meets all your expectations.

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Chronic fatigue syndrome is a condition that causes extreme tiredness and fatigue that does not go away even after resting. The causes of the condition are yet to be known. However, there are some theories indicate several factors which include: Viral infection Stress Or several factors in unison Once the symptoms are identified and the condition is diagnosed, treatment can be taken to get relief from symptoms. Understanding all aspects of the condition, including its stages, diagnosis, symptoms, and prevention can help in managing it effectively. Different stages and phases of chronic fatigue syndrome The patients of chronic fatigue syndrome undergo four phases of the condition. Their response towards the treatment can also vary greatly depending on the phase that they are going through. These phases are: Phase I: Crisis or trauma Phase II: Stabilization Phase III: Resolution Phase IV: Integration During all the phases, a chronic fatigue syndrome patient undergoes some physical, psychological, and social changes that are easily noticeable. Diagnosis of chronic fatigue syndrome No one test can diagnose a patient with chronic fatigue syndrome. This is because the symptoms of chronic fatigue syndrome resemble several other health conditions. Therefore, a lot of patience is required for the diagnosis of the condition.
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What you should know about depression

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